Car Insurance : Necessity or Desire

Many people still hesitate to decide to follow the car insurance, not to mention they were also puzzled to decide which is the best insurance. All car insurance providers have always said that he was the best. 

As we know every people never expect disaster, but in reality always comes unexpected tragedy and can not be avoided, so that needed a solution that can assess risk and reduce losses from disasters that have occurred. Along with the trend of increasing density of traffic and crime on the highway, also increases the likelihood of accidents involving your car, from a relatively mild, such as hit, scratched, pencongkelan rearview mirror, to severe collisions, motor vehicle theft and even robbery. For that to meet the security needs, you can choose a car insurance product that can provide protection against losses that might occur on your car.

Car insurance is meant to protect against unforeseen hazards such as collision, theft of car parts or even the car itself is stolen. By protecting a car with insurance, we can drive a car with a sense of calm and safe to travel anywhere.

Types of car insurance coverage consists of: 

• Combined Insurance (Comprehensive) or All Risk Guarantee losses resulting from large and small accidents or losses with the imposition of additional equipment / vehicle damage or loss. 
• Insurance Losses Total (Total Loss Only / TLO) Guarantee losses resulting from accidents with minimum damage to 75% of the sum insured or the vehicle missing

In addition to the basic protection such as above, also car insurance: expansion of liability insurance, such as with third parties and passengers, riots (strikes, riots and civil unrest), natural disasters, etc.