Showing posts with label Insurance. Show all posts
Showing posts with label Insurance. Show all posts

Thursday, March 31, 2011

Customer Insurance : Service and Cheap

With many companies in the insurance industry will certainly add competition in it. With increasing competition in the insurance business, insurers are several ways to attract customers. 

In addition to introducing its products through various promotions, many companies that package a new product for the public increasingly interested in investing their funds into insurance. 

Furthermore, one can guess that with the increasing number of firms in an industry, competition can lead to unhealthy competition. War is most often heard quote from an insurance company, where they continue to lower the percentage of each even though the goal remains the same.

The question is whether insurance companies will be able to pay claims if a small premium income due to reduced tax rates. While premium income under the law of large numbers. More and more customers are collected, more premiums earned and the greater the company's ability to pay claims. 

And once again, it is important for customers to feel suspicious when you get a bid at a low price. "Although in the short term, the consumer wins, but long term it will harm the customer itself, which involves the readiness of companies to pay claims. 

So if customers were told to vote, they expect good service and satisfying compared with premiums. Cheap but difficult claims. Because something The cheapest is not necessarily the best

Car Insurance : Necessity or Desire

Many people still hesitate to decide to follow the car insurance, not to mention they were also puzzled to decide which is the best insurance. All car insurance providers have always said that he was the best. 

As we know every people never expect disaster, but in reality always comes unexpected tragedy and can not be avoided, so that needed a solution that can assess risk and reduce losses from disasters that have occurred. Along with the trend of increasing density of traffic and crime on the highway, also increases the likelihood of accidents involving your car, from a relatively mild, such as hit, scratched, pencongkelan rearview mirror, to severe collisions, motor vehicle theft and even robbery. For that to meet the security needs, you can choose a car insurance product that can provide protection against losses that might occur on your car.


Car insurance is meant to protect against unforeseen hazards such as collision, theft of car parts or even the car itself is stolen. By protecting a car with insurance, we can drive a car with a sense of calm and safe to travel anywhere.

Types of car insurance coverage consists of: 
  • Combined Insurance (Comprehensive) or All Risk Guarantee losses resulting from large and small accidents or losses with the imposition of additional equipment / vehicle damage or loss. 
  • Insurance Losses Total (Total Loss Only / TLO) Guarantee losses resulting from accidents with minimum damage to 75% of the sum insured or the vehicle missing
In addition to the basic protection such as above, also car insurance: expansion of liability insurance, such as with third parties and passengers, riots (strikes, riots and civil unrest), natural disasters, etc.